There is no middle ground in the question “do you believe in the concept of a benevolent universe?” If there is any equivocation, any qualifications any “so long as…” or “yes, but…” then you do not believe in the concept of a benevolent universe and consequently live in varying degrees of fear and resentment that the universe is, in fact, malevolent. One view allows for harmony between the individual and the world at large the other results in conflict and struggle with the parts of our world that “shouldn’t be that way.”
If you do embrace the concept of a benevolent universe, than the laws of karma and dharma are implicit. We don’t have to be distracted from our path by the ill in the world but simply do the best we can to effect positive change. Making a difference in the lives of others is self-sustaining and joyful.